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Home > May Debt Payoff Update

May Debt Payoff Update

May 22nd, 2017 at 12:15 am

Almost at the close of a very successful month with a lot going on but seeing the debt balances go down is proving to be addicting and so influential in our daily decisions.

CC#4 went from $4610 down to $3599 this month. June will be a month with 3 paychecks and if all goes well, I'll have CC#4 paid off by June 30th. Through some forecasting, it seems I should have CC #9 paid off in November.

Funny story...stress from work and grad school led to my decision to start working out. I went to the gym to get a membership ($45/mo) and the only staff there, was on lunch. I waited 10 minutes then decided to come back another day. I get home and look for a mobile app to get started until I go back to the gym to sign up. Well, Nike+ Training Club is a free mobile app that gives you a workout plan catered to whatever equipment you may or may not have accessible to you. I spent this past week using it and absolutely love it! I've decided not to get a gym membership after all.

Lastly, DS graduates from high school in 3 weeks so there has been spending on his Senior year activities (which are costly btw) all cash funded. In addition, he starts his driver's training program this week (he paid for half of it from his car fund), we expect him to get his license sometime in June. I'm really proud of him. He will graduate with credit for 3 college courses (maybe more depending how he did on his recent AP exams) and was accepted into the local state university and will start in the Fall. He has a bright future ahead.

Still going nYNAB strong, it's truly changed our financial picture for the better.

That's it until next month.

4 Responses to “May Debt Payoff Update”

  1. creditcardfree Says:

    All great news!! YNAB can definitely be a game changer.

  2. VS_ozgirl Says:

    That's great that you found an exercise alternative to joining up at the gym!

  3. snafu Says:

    Wonderful to read about your successes, and that grad activities are cash flowed. Woohooo, cheering for your every success. I wonder if you'd consider going room by room to identify items no lnger used or needed. Perhaps identify items that might be sold from free ad on local FB buy/sell page or Craig'sList.

  4. viewsfoggy Says:

    Thanks everyone!
    @snafu, This has actually been on my to do list for some weeks now. We are embracing minimalism (not extreme), but want to declutter. We got rid of some furniture already and next are the closets for myself and DS.

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